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Community, News & Announcements
Continuing to Serve and Support Community Organizations
Eastern Savings Bank associates took time out of their busy schedules in November and December to get out to volunteer and support our communities. Our most recent community outreach included: Junior Achievement of Central Maryland Members of our management team… Read More
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Mortgages & Lending
Buying a Home in Today’s Mortgage Environment
Purchasing a home is a significant financial decision that requires careful consideration and planning. In today’s real estate market, the dream of owning a home may seem out of reach for many. With skyrocketing property prices and mortgage rates less… Read More
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Fraud & Security
Protect Yourself from Holiday Shopping Scams
The holiday season is a time of joy, festivities, and gift-giving. Unfortunately, it’s also a prime time for scammers to take advantage of unsuspecting shoppers. Scammers don’t feel the joy of the holidays in the same way, and they don’t… Read More
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Mortgages & Lending
Understanding Mortgage Options As A First-Time Home Buyer
Purchasing your first home is a significant milestone in life, likely the largest purchase you’ll ever make. One of the most crucial decisions is choosing the right mortgage option. With various loan types available, it can be overwhelming for first-time… Read More
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News & Announcements
Eastern Interest Newsletter November-December 2023
The new issue of the Eastern Interest newsletter is available. Read through it and check out the helpful tips, news, and reminders including: Stop! Is It A Scam? Home Financing Solutions Now Is The Opportunity To Save Business Banking You… Read More
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Budgeting, Banking, & Saving
Why It’s a Good Time to Save in a Certificate of Deposit
There are always numerous economic factors that impact our personal finances. However, over the past several months we have seen a rapid shift in the economy driven by changes to the federal funds rate, set by the Federal Reserve. The… Read More
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Credit & Debt, Mortgages & Lending
Understanding Debt Yield in Real Estate Lending
In the world of real estate lending, as a borrower it’s critical to have a strong understanding of various financial metrics used by lenders evaluating your loan application. One such metric that plays a pivotal role in evaluating the risk… Read More
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Mortgages & Lending
FHA Loans Are Not Just for First-Time Home Buyers
Debunking A Common FHA Loan Myth. They Are Not Just for First-Time Home Buyers The financial aspect of buying a new home can often be daunting, especially for first-time buyers. With varying mortgage loan types and down payments requirements, it… Read More
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News & Announcements, Uncategorized
Eastern Interest Newsletter September-October 2023
The new issue of the Eastern Interest newsletter is available. Read through it and check out the helpful tips, news, and reminders including: Affordable Home Financing Solutions Tips To Protect Yourself While Safely Using Payment Apps Mobile Betting In Maryland… Read More
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Credit & Debt, Mortgages & Lending
Debt Service Coverage Ratio in Real Estate Investment Lending
Understanding the Debt Service Coverage Ratio in Real Estate Investment Lending: Impact, Management, and Improvement There is a lot to understand and be aware of when it comes to real estate investment lending. A lot of information is requested and… Read More
