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Consumer Certificate of Deposit (CD) Accounts

Save More, Earn More With A Certificate of Deposit (CD) Account

A certificate of deposit (CD) provides a safe, secure means to invest and grow your hard earned money. Lock in to a flexible term and watch your savings grow with a guaranteed fixed rate of return.

  • Certificate of deposit options ($1,000 minimum)1,2
  • Jumbo certificate of deposit options ($100,000 minimum)1,3
  • Competitive rates and flexible terms from 3- to 60-months
  • Daily or monthly interest compounding based on term
  • FDIC Insured
  • Automatic renewals at maturity to grow your savings

 

9-Month Special CD banner. Young couple sitting on floor reviewing finances and smiling about savings earned.

Get Started And Let Us Help You Achieve Your Savings Goals

Open In Branch

Visit us in-branch to open your certificate of deposit account and let one of our amazing branch associates assist you with your savings goals.

Find A Branch

Open From Home

Simply complete a new account application and submit it via our secure document portal, and an associate will connect with you.

New Account Application

 

Saving for Retirement

Our Certificate of Deposits (CDs) are also available as Individual Retirement Accounts to support your retirement savings goals.  View our retirement savings plan options »

Jumpstart Your Savings Goals

Open a new account at Eastern Savings Bank and be part of a local, community financial institution that cares about your success. Download and complete the new account application, then visit any branch to open your account(s).

 

Contact Us To Learn More or For Assistance Opening An Account

Have questions about our certificates of deposit? Complete the form below and one of our friendly associates will be happy to address your questions.

    • Attention: For security reasons, before submitting, please ensure no confidential personal or account information is included in this form (i.e. account numbers, social security number, PIN, etc).

    Calculate Your Earning Potential To Choose The Right Term


    Disclosures

    *SPECIAL CD DISCLOSURES: APY = Annual Percentage Yield. Advertised special APYs and terms are a limited-time promotional offer applicable as of December 6, 2024 and subject to change at any time without notice. Minimum balance to open an account and obtain the APY is $10,000 new money to Eastern Savings Bank. “New money only” is defined as money that is not currently on deposit with Eastern Savings Bank. A penalty will be imposed for early withdrawal and any withdrawal, including interest, prior to maturity and penalty fees will reduce your earnings. FDIC Insurance up to the maximum allowed by law.

    1. Account Restrictions Apply. Click here for the Truth in Savings disclosure.
    2. CD’s: The minimum balance required to open and obtain the stated annual percentage yield (APY) is $1,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Please call for a Truth in Savings.
    3. Jumbo CD’s: The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Please call for a Truth in Savings.