Get More Out of Your Personal Deposit Account!
CashFlow Connect Business Online Banking DemoOur personal checking accounts are designed with your everyday spending and saving needs in mind. They deliver the flexible payment services you need, coupled with efficient cash management tools to support your busy lifestyle. Our simple personal checking account options make it easy to manage your money so you can focus on living your life to its fullest.
Compare Personal Checking Accounts
| EasternEase Checking | Classic Checking | Club 50 Checking | Premier Checking | |
|---|---|---|---|---|
| A simple checking account with zero minimum balance¹ and low monthly maintenance fee options¹. | A checking account designed for those interested in benefits, convenience, and the ability to earn interest. | A checking account designed for the simple needs of individuals 50 years old and better. | A checking account tailored to those who want to take advantage of the most benefits we have to offer. | |
| Minimum Opening Deposit | $100 | $100 | $100 | $250 |
| Minimum Average Monthly Balance Required | $0¹ | $500 | $250 | $2,500 |
| Monthly Maintenance Fee | $6¹ | $10 | $7.50 | $15 |
| (When your balance falls below the required minimum average monthly balance and/or account requirements are not met) | ||||
| Account Requirements | EasternEase Online¹ + eStatement Enrollment + Direct Deposit (Must enroll in EasternEase Online + eStatements within 45 days of account opening) | Minimum Average Monthly Balance + Direct Deposit to avoid monthly maintenance fee | Minimum Average Monthly Balance + Direct Deposit or $500 Minimum Average Monthly Balance without Direct Deposit to avoid monthly maintenance fee | Minimum Average Monthly Balance + Direct Deposit or $5,000 Minimum Average Monthly Balance without Direct Deposit to avoid monthly maintenance fee |
| Interest Bearing Click here for rate details. | — | Minimum average monthly balance of $500 to earn disclosed annual percentage yield (APY). | Minimum average monthly balance of $500 to earn disclosed annual percentage yield (APY). | Minimum average monthly balance of $500 to earn disclosed annual percentage yield (APY). |
Account Management
EasternEase Online and Mobile Banking provides a suite of digital banking tools to easily access and manage your checking account. You have 24/7 secure, convenient access to check balances, pay bills, transfer funds, deposit checks, view statements, and more.
Debit Card and ATM Access
A Debit Mastercard® that makes purchasing and accessing your funds simple and secure. Use your debit card for purchases in-store and online. Plus, your debit card functions as an ATM card, with surcharge-free access to over 75,000 ATMs nationwide.
Overdraft Protection Options
Protect your account from unexpected overdrafts. Add a layer of protection to avoid declined transactions by enhancing it with Sweep Account protection or an Overdraft Line of Credit. Learn more about our available overdraft protection services.
Start A New Financial Journey
Open a new account at Eastern Savings Bank and be part of a local, community financial institution that cares about your success. Download and complete the new account application, then visit any branch to open your account(s).
Contact Us To Learn More or For Assistance With Opening A Personal Account
Disclosures
Checking accounts are offered to Maryland residents only
1 Minimum opening deposit of $100 required. The $6 monthly maintenance fee may be waived when you maintain enrollment in EasternEase Online, eStatements and direct deposit, and the account may be automatically closed if the balance remains at zero dollars for 90 days.